Employee Benefit and HR Specialists

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Anderson & Kime

 

For more information, please call us at

+1 959 603 6035

1-800-598-4019 ext. 112

Employee Benefits, Inc. 

HEALTHCARE REFORM

© 2015 Anderson & Kime Employee Benefits, Inc. | Privacy Policy

212 Main Street |  P.O. Box 507 |  Ridgway, PA 15853

Phone 1-800-598-4019 ext. 112 or  or (814) 776-6123 ext. 112

Fax: (814) 772-5604

Services

Anderson & Kime can help you avoid costly penalties and stay ahead of the Affordable Care Act.   The Affordabel Care Act (ACA) first passed in 2010 and has already been amended 41 times!  As the ACA continues to be implemented, the employee group benefit market is currently undergoing one of the most significant transitions in the nation's history.  That’s because, according to the US Census Bureau, nearly 80% of insured people receive their benefits through their employer.  

THE AFFORDABLE CARE ACT

Ambulatory Patient Services

 

 

Emergency Services

 

Maternity and Newborn Care

 

Hospitalization

 

MEC PLANS - MINIMUM ESSENTIAL COVERAGE

PENALTIES

To be in compliance with the new healthcare reform laws and avoid costly penalties, you must purchase insurance coverage that pays at least 60% of the costs of the following essential benefits.  

Mental Health and Substance Abuse Services

 

 

Prescription Drugs

 

 

Rehabilitative and habilitative services and devices

 

 

Preventive and wellness services and chronic disease management

 

 

Pediatric services, including oral and vision care  

 

 

Beginning in 2014, individuals must obtain qualifying coverage either through an individual policy or through their employer.  Beginning in 2015, both small and large employers will also be impacted by the new law as well and could be penalized for not “directly” providing qualifying benefits to their employees.  Employers with 50+ full-time employees or full-time equivalents must offer medical coverage that  provides minimum value (described above) to full-time employees and their children up to age 26 or face penalties.