Highmark Balanced Funding: A perfect fit between fully-insured and self-funded
In insurance-speak, balanced funding combines fixed monthly payments with ASO (Administrative Services Only) benefits from Highmark — and adds Stop-Loss insurance* to protect your cashflow.

Level Funded: Your employee benefits plan costs the same, predictable amount every month — which makes it easier to stay on budget.
ASO: You won’t get bogged down in all the paperwork associated with claims administration.
Stop-Loss Insurance: You’re not on the hook for all of the risk in case of large, expensive, or numerous claims.