Highmark Balanced Funding: A perfect fit between fully-insured and self-funded

In insurance-speak, balanced funding combines fixed monthly payments with ASO (Administrative Services Only) benefits from Highmark — and adds Stop-Loss insurance* to protect your cashflow.


illustration of Level Funded & ASO + Stopp-Loss Insurance

Level Funded: Your employee benefits plan costs the same, predictable amount every month — which makes it easier to stay on budget.

ASO: You won’t get bogged down in all the paperwork associated with claims administration.

Stop-Loss Insurance: You’re not on the hook for all of the risk in case of large, expensive, or numerous claims.

Got it? Good. Let’s dig a little deeper.

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